- Monday-Friday8:30 AM – 9:30 PM
- Saturday8:30 AM – 9:00 PM
- Sunday9:30 AM – 8:00 PM
Finance at Galpin Lotus
Galpin Lotus makes it easy to finance a luxury car, crossover or SUV. We have a wide range of flexible financing options to fit your lifestyle and budget, and the experts at Galpin Lotus can help you find the perfect finance option. Even if you have bad credit, we can help you purchase a new or used vehicle that meets your needs.
Benefits of Leasing
Leasing a new vehicle may be a better choice for you. The experts at the Galpin Lotus finance department can help you decide if leasing a vehicle is the right choice for your needs. Benefits include flexible terms, lower payments and the ability to change your vehicle more often.
There are a number of reasons why financing a new or used vehicle may be the right choice for you. Financing at Galpin Lotus can provide you with flexible terms, no mileage limitations and the ability to customize your vehicle. When you finance a car or SUV, you own your vehicle and are building equity.
Q: What are the benefits of financing a vehicle versus leasing a vehicle?
A: Depending on your needs, financing a vehicle may be the best option for you. Financing is great if you plan on driving more than 12-15,000 miles per year or want to keep your car for more than a few years.
Q: If I finance a vehicle, can I pay it off early?
A: You will want to check your finance terms and conditions if there are any prepayment penalties, but you can typically pay off your car loan early if you want.
Q: Do I have to use the dealer’s financing or can I use my credit union or bank?
A: You can use financing offered by your credit union or bank, but often Galpin Lotus may offer lower rates or better terms for a new car loan.
Q: How many months is a typical car loan?
A: Financing a vehicle at Galpin Lotus gives you flexible term lengths. Most customers choose to finance their vehicle over 48 to 72 months for lower monthly payments.